I do already have EIDT, which shows the dates that each lender last reported. I do, however, also remember a free service that shows a monthly calendar with estimated reporting dates for each lender. For some reason, I cannot remember what this service is or how to get to this calender estimation feature. It is probably either creditkarma, credit.com, creditsesame, or quizzle, but I have spent about 10 minutes now trying to find it and am frustated.
Does anyone else know what I am talking about?
EX:694 TU:744 EQ:777nevermind, i found it myself. it was creditkarma. I'm surprised that no one recognized this.
After seeing several threads about CK, I decided to check them out. I really don't like their AAOA calcuation, I guess they only take into consideration open accounts.
I tried their Simulator, and I am stuck at same score even after a significant variants.
I talked about this in a thread earlier this year and someone chimed in that they tested the CK calander and it wasn't accurate at all. 
@takeshi74 wrote:
DaveSignal wrote:I'm surprised that no one recognized this.
You replied 1.5 hours after posting your thread. If you need an answer in less than a day a discussion forum is the wrong tool for the job.
i use CK quite a bit and I'm not aware of the feature.
My comment was related to the fact that I answered my own question... which was a pretty basic question about free credit monitoring services.
Welcome to myFICO forums. Simple credit questions nearly always generate a few answers in less than a day here. People usually jump on it. A post with something like, "look at what I got approved for!" or "which free CMS do you use?" will usually get some responses in less than 10 minutes. You may not be used to this kind of traffic on the forums you have previously frequented. If you keep hanging around here you will start to notice the difference.
Just out of curiosity though, what other tool would you use to ask a bunch of frequent users of credit monitoring services about a feature and get a faster answer?
Personally, I think these forums are the best tool.
Here is the CK feature that you are not yet aware of: https://www.creditkarma.com/alerts
wHiTeSoL wrote:I talked about this in a thread earlier this year and someone chimed in that they tested the CK calander and it wasn't accurate at all. :smileysad:
I seems to be within a few days of the actual reporting dates. I actually track the date reported for each of my creditors and didn't really need this calendar, I just couldn't remember which service offered it.
@DaveSignal wrote:
wHiTeSoL wrote:I talked about this in a thread earlier this year and someone chimed in that they tested the CK calander and it wasn't accurate at all. :smileysad:
I seems to be within a few days of the actual reporting dates. I actually track the date reported for each of my creditors and didn't really need this calendar, I just couldn't remember which service offered it.
