Which site is better? CredCheckTotal or Freecreditreport

[Anonymous]

Which site is better to monitor and check all 3 CRA...or is there a better site than these two?

thanks

[nothingman02]

Both are EX Affiliates.

IMO, Credit check total is a better option as it lets you pull all 3 bureau reports everyday. They would also provide all 3 FAKOS however you want to use them.

[Anonymous]

I've been using Credit Check Total for a couple of months and I am happy with their service.  After the first free trial week, I called to cancel and was offered the rate of $9.95 a month.   They do let you pull a light tri-merged report each day.  My yearly credit reports direct from  the CRA's do give more detail but there is enough there to make it worth my $9.95.  My notifications of changes have been prompt and I feel comfortable that I am aware of what is happening on my reports.  If you are more interested in watching for changes on your reports, it's a good way to go.  If you want FICO scores, it's not an option.  CCT offers FAKO only.

[Anonymous]

Thanks for the replies.

I have membership with freecreditreport for now and trial period for CreditCheckTotal. So far, I like the creditchecktotal's layout. It's much easier to read but that's my opinion.

Does CCT charge you extra to pull your daily report for all 3?

[Anonymous]

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@Anonymous wrote:

Thanks for the replies.

I have membership with freecreditreport for now and trial period for CreditCheckTotal. So far, I like the creditchecktotal's layout. It's much easier to read but that's my opinion.

Does CCT charge you extra to pull your daily report for all 3?

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No, there is no extra charge for the daily pull.  I forgot to mention that the daily pull will be available after the free trial is over though!  If you try to pull again during the free week, it'll show a price for the service.  After you are a regular member, that price will set itself to $0.  I didn't attempt a daily pull during the trial.  I saw on these forums that I should just wait the week out.

[Anonymous]

Thank you jadeone!

 I called and cancelled freecreditreport.com and got offered $9.95 a month for CCT. woohoo!

Message Edited by ficonewbie01 on 05-07-2009 11:45 AM