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Why are accounts I closed in the Open Account list of my Credit Report

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Fashionista215
New Visitor

Why are accounts I closed in the Open Account list of my Credit Report

I'm not sure I understand this. I closed a few accounts and they appear not only on the Closed Accout List but Open Accounts one as well? Can someone please explain? Thanks
Message 1 of 10
9 REPLIES 9
Tuscani
Moderator Emeritus

Re: Why are accounts I closed in the Open Account list of my Credit Report

When did you close them?
Message 2 of 10
Fashionista215
New Visitor

Re: Why are accounts I closed in the Open Account list of my Credit Report

Hi...I closed them about 5 - 6 years ago. Does that make a difference.
Message 3 of 10
Tuscani
Moderator Emeritus

Re: Why are accounts I closed in the Open Account list of my Credit Report

So they report as opened and closed? Are the account numbers the same?
Message 4 of 10
Fashionista215
New Visitor

Re: Why are accounts I closed in the Open Account list of my Credit Report

Yes, they must be...it just says xxxx for the numbers but under date opened they are the same.
Message 5 of 10
Tuscani
Moderator Emeritus

Re: Why are accounts I closed in the Open Account list of my Credit Report

What kind of accounts? CC, loan, ect.?
Message 6 of 10
Fashionista215
New Visitor

Re: Why are accounts I closed in the Open Account list of my Credit Report

They are credit cards.
Message 7 of 10
Tuscani
Moderator Emeritus

Re: Why are accounts I closed in the Open Account list of my Credit Report

Any balances being reported?
Message 8 of 10
Fashionista215
New Visitor

Re: Why are accounts I closed in the Open Account list of my Credit Report

On the accounts in question, there aren't any. They're all $0 balances which is why I closed them.
Message 9 of 10
Tuscani
Moderator Emeritus

Re: Why are accounts I closed in the Open Account list of my Credit Report

Ok.. I wouldn't worry then. There are just helping your overall util anyway.
Message 10 of 10
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