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Why are so many cards associated with P.O. Box in Omaha, Nebraska?

SanDiegoCredit
New Contributor

Why are so many cards associated with P.O. Box in Omaha, Nebraska?

Does anyone know why P.O. Box 247001, Omaha, NE 68124-7001 is asscoated with many cards from different banks?




Credit Age:




Gardening since November 6, 2020.
Message 1 of 5
4 REPLIES 4
Birdman7
Super Contributor

Re: Why are so many cards associated with P.O. Box in Omaha, Nebraska?

Which institution is it an address for? It looks familiar. For instance US Bank and Elan share processing facilities because Elan is a subsidiary.

I think some credit unions also may share payment addresses, especially if they use Elan to issue their cards.
-Scoring wisdom: Credit Scoring Primer, Payment History, Amount of Debt, Length of History/New Credit, Mix/Disputes/Freezes/Searches, Mortgage Scores/Negative Reason Codes/V.9, Helpful Links,
Anonymous’s Reason Statements Thread,
iv's friendly statement to reason statement concordance,

ccquest’s Workbook to calculate metrics.
Clean/Thick/Mature/No New Revolver - 8,9; Clean/Thick/Mature/No New Account - 5/4/2.
Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.




(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 2 of 5
GlennvilleGA
Regular Contributor

Re: Why are so many cards associated with P.O. Box in Omaha, Nebraska?

Most banks and credit unions "outsource" the creation and mailing of their new cards. I googled the address you provided and saw card mailer envelopes. 

Message 3 of 5
SanDiegoCredit
New Contributor

Re: Why are so many cards associated with P.O. Box in Omaha, Nebraska?


@GlennvilleGA wrote:

Most banks and credit unions "outsource" the creation and mailing of their new cards. I googled the address you provided and saw card mailer envelopes. 


Indeed. This appears to be the case.  All the cards are manfuactured by speciality shops, and mailed out.  I don't know which company owns the po box, but WF, Cap1, Amex, and many more all have cards that originate there .

 

Here is a list of some card houses:  https://www.thomasnet.com/products/credit-cards-10712008-1.html




Credit Age:




Gardening since November 6, 2020.
Message 4 of 5
Birdman7
Super Contributor

Re: Why are so many cards associated with P.O. Box in Omaha, Nebraska?

I thought you meant Payment address not originating address my bad.
-Scoring wisdom: Credit Scoring Primer, Payment History, Amount of Debt, Length of History/New Credit, Mix/Disputes/Freezes/Searches, Mortgage Scores/Negative Reason Codes/V.9, Helpful Links,
Anonymous’s Reason Statements Thread,
iv's friendly statement to reason statement concordance,

ccquest’s Workbook to calculate metrics.
Clean/Thick/Mature/No New Revolver - 8,9; Clean/Thick/Mature/No New Account - 5/4/2.
Correct Ag.Util. under 5% all times. (Oldest/avg varies. Estimates above.)
Real world mortgage maxes are: EQ5-818, TU4-839, EX2-844.




(Everything said is JMHO and is not endorsed by FICO or MF. I have no affiliation with either, just a grateful member.)
Message 5 of 5
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