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Will B of A mid-cycle update? Others?

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Senior Contributor

Will B of A mid-cycle update? Others?

I really want to pay off a B of A CC and get it off my reports (starting to work on a refi). Is my memory that they won't do a mid-cycle update either on a pay to zero or a request correct? 

 

I may also need to do some other dancing. 

 

Does Chase still auto report mid-cycle when paid to zero? 

 

Any way to get Citi to mid-cycle report? 

AmEx? 

 

Thanks. 

Message 1 of 5
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Community Leader
Senior Contributor

Re: Will B of A mid-cycle update? Others?

Not sure on BoA and Citi but last I read, Chase will report a zero balance anytime it happens.



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Message 2 of 5
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Epic Contributor

Re: Will B of A mid-cycle update? Others?


@TortoiseWins wrote:

I really want to pay off a B of A CC and get it off my reports (starting to work on a refi). Is my memory that they won't do a mid-cycle update either on a pay to zero or a request correct? 

 

I may also need to do some other dancing. 

 

Does Chase still auto report mid-cycle when paid to zero? 

 

Any way to get Citi to mid-cycle report? 

AmEx? 

 

Thanks. 


Probably only Chase (Automatically)

Discover if paid to ZERO and then you call.

 

I am not aware of any others that mid-cycle report.

popcorn eating emoticon.gif

Message 3 of 5
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Community Leader
Senior Contributor

Re: Will B of A mid-cycle update? Others?

Actually Disco has been happy to off-cycle report for me when I made a big paydown twice, and neither time was to zero. 



Platinum NPSL | Rose Gold NPSL | BCP | Delta Gold | Hilton Surpass | Hilton Honors | PenFed PCR | IT Cash | IT Chrome | GHSFCU Visa Plat | Quicksilver | Target | VS | Home Depot | Lowes | Sams MC | Firestone | Overstock | Kohl’s | Key Bank auto loan (2017 Audi A6 Premium Plus S-Line)





TCL $95,400 | Agg. Util under 5%
Message 4 of 5
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Frequent Contributor

Re: Will B of A mid-cycle update? Others?

call and explain they may help you. happy dancing



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Message 5 of 5
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