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I really want to pay off a B of A CC and get it off my reports (starting to work on a refi). Is my memory that they won't do a mid-cycle update either on a pay to zero or a request correct?
I may also need to do some other dancing.
Does Chase still auto report mid-cycle when paid to zero?
Any way to get Citi to mid-cycle report?
AmEx?
Thanks.
Not sure on BoA and Citi but last I read, Chase will report a zero balance anytime it happens.
@Anonymous wrote:I really want to pay off a B of A CC and get it off my reports (starting to work on a refi). Is my memory that they won't do a mid-cycle update either on a pay to zero or a request correct?
I may also need to do some other dancing.
Does Chase still auto report mid-cycle when paid to zero?
Any way to get Citi to mid-cycle report?
AmEx?
Thanks.
Probably only Chase (Automatically)
Discover if paid to ZERO and then you call.
I am not aware of any others that mid-cycle report.
Actually Disco has been happy to off-cycle report for me when I made a big paydown twice, and neither time was to zero.