Every time I've had a negative(well positive)(no negative) whatever, balance, it reported as zero.
Reporting a negative balance is gonna cost you about 25 points.
So about 1 point per $?
Huh? If negitve balances don't report as such, than how could reporting as a negitve balances cost any points? If all accounts are zero, sure that will cost some points. It will report as zero and impact your credit the same as any other zero balance. I'm I missing something here?
The OP wanted to know if negative balances reported as a negative balance or simply $0.
If you're referring to OM and LTL, they are just messin' around
|Total Credit: $218,900||Utilization: 1%||AAoA: 5yrs, 5mths||Installments: Car Lease, Marcus Loan||Baddies: 0||On Chop Block: Nobody NA|
Pefect Old Man! I'm looking to blow my CR to pieces as quickly as possible. I'm maxing everything out and bouncing out! Holla!