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Will a single new derog ruin otherwise decent credit?

CashBackQueen
Frequent Contributor

Re: Will a single new derog ruin otherwise decent credit?


@KatSoDak wrote:

@CashBackQueen wrote:

Thanks for the responses. As suggested above, I'm thinking a 0% intro rate card will help reduce her payment and save money. Just have to find one she can qualify for.


As I mentioned, I suggest she first call her current card holders and ask if they have any BT offers for her.  This would get rid of the loan and hopefully give her some time to find a new card with 0% offer for  longer time. 


Gotcha. Thanks

BK7 DC 1/2/18 • Progress as of 6/8/21:


TCL: $40,700 • UTIL: 1% • AZEO
Message 11 of 11
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