@Anonymous wrote:I am still surprised that you have a credit score but also have an AAoA of 0 years 0 months. Are you saying that you have no accounts of any kind on your reports? (Closed or open?) If you do have at least one account, on what month/year were your different accounts opened? (Again, including closed accounts.)
No problem, I think the thread necromancy got you really good. 
I did have a score and history a long time ago, but with military service in Korea, some years working there, and trying to keep building just my Korean credit score after getting back (I was hooked on a $200 AF card that came with unlimited use Priority Pass and annual $100 5-star hotel buffet coupon), my US history got wiped away. I finally did the math and realized I was losing $100-200/mo. in transaction fees, exchange rate differences, and wire fees so... yeah, that had to stop.
Just started rebuilding near the end of last April, hence why I was at 0 years 0 months with no score (this thread is from last May if you haven't checked yet, haha). I'm now at 8 months AAoA with the oldest account at 9 months and real FICO scores, but that's without the Cash Magnet hitting CBs so it'll rewind to 0Y 6M soon.
Hope I haven't confused you even more! lol
Starting Scores: No Scores (03/2018)