cancel
Showing results for 
Search instead for 
Did you mean: 

bankruptcy and discharged removed but..

tag
Anonymous
Not applicable

bankruptcy and discharged removed but..

My bankruptcy and discharge has finally been removed 2wks ago from my reports after 10yrs. However, after paying for a new report it shows zero public records, but a low score with an impact that states i have a public record on my report. How long after this falls off the report should i see some type of score improvement? And why does it still show this statement 2wks later with a band new paid report?
2 REPLIES 2
gdale6
Moderator Emeritus

Re: bankruptcy and discharged removed but..


@Anonymous wrote:
My bankruptcy and discharge has finally been removed 2wks ago from my reports after 10yrs. However, after paying for a new report it shows zero public records, but a low score with an impact that states i have a public record on my report. How long after this falls off the report should i see some type of score improvement? And why does it still show this statement 2wks later with a band new paid report?

Score changes are immediate once a derog is removed.

Message 2 of 3
CreditInspired
Community Leader
Super Contributor

Re: bankruptcy and discharged removed but..


@gdale6 wrote:

@Anonymous wrote:
My bankruptcy and discharge has finally been removed 2wks ago from my reports after 10yrs. However, after paying for a new report it shows zero public records, but a low score with an impact that states i have a public record on my report. How long after this falls off the report should i see some type of score improvement? And why does it still show this statement 2wks later with a band new paid report?

Score changes are immediate once a derog is removed.


+1

When my tax lien fell off all 3 reports, my scores jumped immediately. 


|| AmX Cash Magnet $40.5K || NFCU CashRewards $30K || Discover IT $24.7K || Macys $24.2K || NFCU CLOC $15K || NFCU Platinum $15K || CitiCostco $12.7K || Chase FU $12.7K || Apple Card $7K || BOA CashRewards $6K
Message 3 of 3
Advertiser Disclosure: The offers that appear on this site are from third party advertisers from whom FICO receives compensation.