I have a paid collection showing on mr CR from 2003. OC says they have no record of this account. There was an overlap I paid OC as they sent to CA. Shows paid on CR but OC says they can't help me because they don't even see it on their records. She told me to dispute w/ CA but what do I put for reason? I'm confused.
I have a paid collection showing on mr CR from 2003. OC says they have no record of this account. There was an overlap I paid OC as they sent to CA. Shows paid on CR but OC says they can't help me because they don't even see it on their records. She told me to dispute w/ CA but what do I put for reason? I'm confused.
who is reporting the OC or the CA or both??? dispute with all CRAs that are reporting as not mine
If a CA is also reporting dispute & send a DV at the same time
OC shows paid closed past due 60 days that is correct. CA reports paid closed also but the OC claims they don't have record of it being with the collection agency probably because I paid them not the CA. I disputed this back in 05 saying that I paid OC before going to collections came back as verified and updated nothing changed. So do I dispute not mine even though it is kinda tied with an account I used to have so it kinda is but yet the OC says they don't show record of it. Am I making any sense?
just dispute it as not your account, or paid as agreed... any reason makes them send a letter to creditor, who interns has 30 days to respond or it's deleted. That's what your hoping for anyway isn't it!
