No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
so Ive read different things about AAOA, but If I close a card that wont mess with my AAOA, right? If charge-offs factor into your AAOA then so would a closed CC, I would think. So what are the general negatives of closing a card?
Utilization
| Chase Freedom $9500 DCU Visa $10000 Capital One QS $2000 AMEX BCE $3000 | Lowe's CC $8500 WalMart CC $3100 BOA Platinum $600 AMEX Gold NPSL |
Id be ok using that, I pay them off monthly now that I know the billing cycles so if thats my only drawback of closing I might do that soon on a secured card I have.
@jcstarkey8826 wrote:so Ive read different things about AAOA, but If I close a card that wont mess with my AAOA, right? If charge-offs factor into your AAOA then so would a closed CC, I would think. So what are the general negatives of closing a card?
Here is an excellent thread about Closing Credit Cards.