Re: do current lenders know where you app - myFICO® Forums

score_building · ‎03-25-2009

on all 3 reports even if it doesn't prompt new acct. or do they just see the inqs on the one(s) they pull.

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover

marty56 · ‎03-26-2009

They would see the hard INQs. They will not see the soft ones. I believe you can rejected for credit on the grounds you have been seeking new credit as well.

1/25/2021: FICO 850 EQ 848 TU 847 EX

score_building · ‎03-26-2009

@marty56 wrote:
They would see the hard INQs. They will not see the soft ones. I believe you can rejected for credit on the grounds you have been seeking new credit as well.

All of them, or just the ones on the bureau they pull?

DCU EQ 5.0, Citi EQ 08 Bankcard, PenFed EX NG2
EX 08: AFCU, Amex, Chase, PSECU EX 98(?)
TU 08: Barclays, Discover

marty56 · ‎03-26-2009

Just the ones from the CRA they pull for any reason. I suspect a person could get AA upon a AR if they see you applied for a bunch of new credit.

1/25/2021: FICO 850 EQ 848 TU 847 EX