kak wrote:I had a house foreclosed on approx. 7 years ago. At the time I also had a home equity loan on the house for $23,000. I assumed this was included in the foreclosure, however, the $23,000 shows on one of my credit reports as in collection. I have not made any payments or had any contact with this company since the foreclosure. Do I still owe them 23k even though I do not own this house anymore. Can they still come after me for the money now or 10,20,30 years from now? Thanks for any help I can get.