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good accounts deleted, can i get them added back?

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Anonymous
Not applicable

good accounts deleted, can i get them added back?

Help!

 

I've been using a credit repair company to work on my credit. Recently (from equifax). Like 3 or 4 good accounts with good payment history an d no negative history got deleted. Dropping my score by 88 points.

 

Can I get these added back (quickly) somehow?

 

thank you

10 REPLIES 10
SouthJamaica
Mega Contributor

Re: good accounts deleted, can i get them added back?


@Anonymous wrote:

Help!

 

I've been using a credit repair company to work on my credit. Recently (from equifax). Like 3 or 4 good accounts with good payment history an d no negative history got deleted. Dropping my score by 88 points.

 

Can I get these added back (quickly) somehow?

 

thank you


Closed accounts or open accounts?

 

If open, sure.

 

If closed, I doubt it.


Total revolving limits 657200 (536700 reporting) FICO 8: EQ 712 TU 710 EX 708

Message 2 of 11
Anonymous
Not applicable

Re: good accounts deleted, can i get them added back?

All good standing and currently opened

Message 3 of 11
SouthJamaica
Mega Contributor

Re: good accounts deleted, can i get them added back?


@Anonymous wrote:

All good standing and currently opened


Then definitely they belong back in there.


Total revolving limits 657200 (536700 reporting) FICO 8: EQ 712 TU 710 EX 708

Message 4 of 11
Anonymous
Not applicable

Re: good accounts deleted, can i get them added back?

LOL

 

that's the question. How do I get them back on?

Message 5 of 11
Anonymous
Not applicable

Re: good accounts deleted, can i get them added back?

Contact the creditors and let them know you aren't seeing their accounts on your CR and that you'd like them re-reported right away.  Then contact the CRS and tell them to do their job the right way, as that's what you're paying them for.

Message 6 of 11
randomguy1
Valued Contributor

Re: good accounts deleted, can i get them added back?


@Anonymous wrote:

LOL

 

that's the question. How do I get them back on?


I don't know the best answer but if they all reported a small balance, then they theoretically would get back on. 

Message 7 of 11
Anonymous
Not applicable

Re: good accounts deleted, can i get them added back?

Yeah, considering that they're current open/active accounts I'd imagine they'll show back up on their own soon enough.  A phone call could just make it happen sooner.

Message 8 of 11
Anonymous
Not applicable

Re: good accounts deleted, can i get them added back?


@Anonymous wrote:

Contact the creditors and let them know you aren't seeing their accounts on your CR and that you'd like them re-reported right away.  Then contact the CRS and tell them to do their job the right way, as that's what you're paying them for.


Or terminate the deal with them, learn from this site, do the DIY repair, and save that money being paid to the CRS Smiley Happy

Message 9 of 11
Dmessina666
Frequent Contributor

Re: good accounts deleted, can i get them added back?

It sounds like the repair company might of disputed every single account on your report, even the open/good standing accounts. 

Contact the creditor, and let them know your accounts need to be re-reported. It might take a few days, but they'll report them again and you'll be all good. 

Secondly, get rid of the repair company. You can do whatever their doing yourself for free. 

Message 10 of 11
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