good accounts deleted, can i get them added back?

[Anonymous]

Help!

I've been using a credit repair company to work on my credit. Recently (from equifax). Like 3 or 4 good accounts with good payment history an d no negative history got deleted. Dropping my score by 88 points.

Can I get these added back (quickly) somehow?

thank you

[SouthJamaica]

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@Anonymous wrote:

Help!

I've been using a credit repair company to work on my credit. Recently (from equifax). Like 3 or 4 good accounts with good payment history an d no negative history got deleted. Dropping my score by 88 points.

Can I get these added back (quickly) somehow?

thank you

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Closed accounts or open accounts?

If open, sure.

If closed, I doubt it.

[Anonymous]

All good standing and currently opened

[SouthJamaica]

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@Anonymous wrote:

All good standing and currently opened

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Then definitely they belong back in there.

[Anonymous]

LOL

that's the question. How do I get them back on?

[Anonymous]

Contact the creditors and let them know you aren't seeing their accounts on your CR and that you'd like them re-reported right away.  Then contact the CRS and tell them to do their job the right way, as that's what you're paying them for.

[randomguy1]

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@Anonymous wrote:

LOL

that's the question. How do I get them back on?

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I don't know the best answer but if they all reported a small balance, then they theoretically would get back on. 

[Anonymous]

Yeah, considering that they're current open/active accounts I'd imagine they'll show back up on their own soon enough.  A phone call could just make it happen sooner.

[Anonymous]

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@Anonymous wrote:

Contact the creditors and let them know you aren't seeing their accounts on your CR and that you'd like them re-reported right away.  Then contact the CRS and tell them to do their job the right way, as that's what you're paying them for.

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Or terminate the deal with them, learn from this site, do the DIY repair, and save that money being paid to the CRS

[Dmessina666]

It sounds like the repair company might of disputed every single account on your report, even the open/good standing accounts. 

Contact the creditor, and let them know your accounts need to be re-reported. It might take a few days, but they'll report them again and you'll be all good. 

Secondly, get rid of the repair company. You can do whatever their doing yourself for free.