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do anyone know how i check my transunion score for free?
@scrubboy wrote:do anyone know how i check my transunion score for free?
You can go to the TU website or I believe CreditKarma uses TU Info. The score will be inaccurate though as it is a FAKO score. I would check it to look at your report since there is a good chance that the score they show you will not be anywhere near accurate. Plus, I believe the TU website uses a model out of 950 or so points so it is misleading.
You can get Free monthly FICOscore with having a Discover Card, Barclays card and Walmart card.
Ron.
Does Walmart and Barclay both pull transunion?
My Credit Sesame FAKO score has always matched - to the exact point - my TU FICO here on myfico. I know that they aren't related, but it makes me wonder if they have very similar scoring. And nothing with my reports have been stagnant, there has been many changes up & down the past year and always, exact. Not that you should base this on anything, and who knows if it's happened to anyone else but I'm just sayin.... to the T.
I'd go with Discover. At least their TU FICO gets updated regularly, unlike Barclays, which coincides with every apparition of Haley's comet.
@Juzam wrote:Does Walmart and Barclay both pull transunion?
Yes.
A snapshot in time of your TransUnion (TU) Credit Report can yield an exact, similar, OR a quite different TU Credit Score, depending on the test methodology used.
Here are my current TU Credit Scores, all determined at the same time last month (March):
1, myFICO FICO (TU98) 750
2. Discover Card FICO (TU08?) 718
3. Credit Karma (FAKO) 778
Quite a difference between my two FICO scores, due to differences in older vs. newer FICO test methodology.
@kroberts67 wrote:My Credit Sesame FAKO score has always matched - to the exact point - my TU FICO here on myfico. I know that they aren't related, but it makes me wonder if they have very similar scoring.
As indicated above their scoring models differ. Even FICO has a nymber of different scoring models. You can't rely solely on your own scores to determine such trends. My CS FAKO is 728. My TU FICO is 781.
Further, CS uses data from EX. TU FICO would be based on TU.
Credit Karma fails to show a couple of my accounts showing lower overall available credit to util. my score is almost 40pts lower on CK then what my walmart fico shows.