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how can i check my transunion score for free

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scrubboy
New Member

how can i check my transunion score for free

do anyone know how i check my transunion score for free?

Message 1 of 11
10 REPLIES 10
azguy13
Senior Contributor

Re: how can i check my transunion score for free


@scrubboy wrote:

do anyone know how i check my transunion score for free?


You can go to the TU website or I believe CreditKarma uses TU Info. The score will be inaccurate though as it is a FAKO score. I would check it to look at your report since there is a good chance that the score they show you will not be anywhere near accurate. Plus, I believe the TU website uses a model out of 950 or so points so it is misleading.

Message 2 of 11
Ron1
Super Contributor

Re: how can i check my transunion score for free

You can get Free monthly FICOscore with having a Discover Card, Barclays card and Walmart card.

 

 

Ron.

Message 3 of 11
Juzam
Established Member

Re: how can i check my transunion score for free

Does Walmart and Barclay both pull transunion?

Message 4 of 11
kroberts67
Established Contributor

Re: how can i check my transunion score for free

My Credit Sesame FAKO score has always matched - to the exact point - my TU FICO here on myfico.  I know that they aren't related, but it makes me wonder if they have very similar scoring.  And nothing with my reports have been stagnant, there has been many changes up & down the past year and always, exact.  Not that you should base this on anything, and who knows if it's happened to anyone else but I'm just sayin....  to the T. 

FICO: EQ 814 | TU 847 | EX ? (Started in the low 500's... you can do it!)

Amex BCE $25000, Amex AP $20000, SFFCU Visa $15000 + LOC $5000, USAA Amex $6000, USAA MC $7000, Cap1 $9500, Freedom $12000, Slate $500, Barclays "RIP" SM $11500, USBank Cash+ $12500, Citi Diamond $11200, Citi Double Cash $12000, Care Credit $13500k.
My Credit Repair Journey
Message 5 of 11
thelethargicage
Valued Contributor

Re: how can i check my transunion score for free

I'd go with Discover.  At least their TU FICO gets updated regularly, unlike Barclays, which coincides with every apparition of Haley's comet.


Message 6 of 11
Ron1
Super Contributor

Re: how can i check my transunion score for free


@Juzam wrote:

Does Walmart and Barclay both pull transunion?


Yes.

Message 7 of 11
Transmogrifying_Bee
Frequent Contributor

Re: how can i check my transunion score for free

A snapshot in time of your TransUnion (TU) Credit Report can yield an exact, similar, OR a quite different TU Credit Score, depending on the test methodology used. 

Here are my current TU Credit Scores, all determined at the same time last month (March):

 

     1, myFICO  FICO  (TU98)                    750

 

     2.  Discover Card FICO  (TU08?)     718

 

     3.  Credit Karma  (FAKO)                  778

 

 

Quite a difference between my two FICO scores, due to differences in older vs. newer FICO test methodology.

FICO Score 8: EQ 823 EX 817 TU 825 **** VantageScore 4.0: 825 **** VantageScore 3.0: EQ 823 EX 826 TU 825
TOTAL CL (6 cards): $141.0K **** INQUIRIES 2 yrs (1 yr): EQ 0(1) EX 0(0) TU 0(0) **** UTILIZ: 1 % **** GOAL: FICO Score 8: 840+
r>>
Amex BCE 30K || NASA FCU Rewards Visa 30K || Chase Sapphire Visa Signature 21.5K || PayPal Extras MC 20K
CITI Diamond Preferred MC 25.0K || Discover it 14.5K **** CLOSED 7 cards **** GARDENING since 9-26-2014
Message 8 of 11
takeshi74
Senior Contributor

Re: how can i check my transunion score for free


@kroberts67 wrote:

My Credit Sesame FAKO score has always matched - to the exact point - my TU FICO here on myfico.  I know that they aren't related, but it makes me wonder if they have very similar scoring. 

 

As indicated above their scoring models differ. Even FICO has a nymber of different scoring models. You can't rely solely on your own scores to determine such trends.  My CS FAKO is 728.  My TU FICO is 781.

 

Further, CS uses data from EX.  TU FICO would be based on TU.

Message 9 of 11
Jamielei24
Contributor

Re: how can i check my transunion score for free

Credit Karma fails to show a couple of my accounts showing lower overall available credit to util. my score is almost 40pts lower on CK then what my walmart fico shows. 

Equifax 720 (myfico 06/09/14 upgraded)
TU 730 (myfico 06/06/14), TU 730 (Walmart 06/03/14)
Experian 727 (myfico 06/06/14), Experian 712 (PLUS) 06/06/14

NFCU Flagship $17,500, Chase Slate $7,500, Citibank Simplicity $2,400, Capitol One QS $3,750, Walmart $3,000, Old Navy Store Card $3,000, Amazon Store Card $2,000, Target Red Card $1,000, Victoria Secret $1,070, Red Canoe Credit Union (my personal CCU) $2,000
Message 10 of 11
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