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mispelled names and wrong addresses on my credit report

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Anonymous
Not applicable

Re: mispelled names and wrong addresses on my credit report

Make sure that you get on them about that.  My mom has great credit and she was just turned down by Circuit City for a TV because she couldn't verify an address that was from 27 years ago that she didn't even live there!!!  So, make sure that they have your correct info because she was totally embarrassed.
Message 11 of 16
kiki2
Valued Member

Re: mispelled names and wrong addresses on my credit report

I have the same issue with Ex.  All of a sudden on my Ex report my current home address was changed.  Well knowing full well that I had not moved and no interest in moving I tried to dispute this new information online, EH, EH, got a message saying it was linked to a creditor.  So I called an ever so friendly rep at Ex Smiley Tongue, and explained that this was not my address and I was not sure why they changed it.  The rep explained that the address was reported by one of my creditors, I asked which one and low and behold it was a blast from the past!  An old CCC that I had defaulted on in 2000 and was charged off long ago was now reporting this mysterious address.  I told her that their logic mystified me, why would they change my address to match an old account when all of my current accounts were all reporting my correct address.  I also explained that I had tried to map this location and it is NON-EXISTENT!  The rep told me that I could not dispute the address, even when I pointed out that by law I am entitled to an accurate CR; she denied my request.   At this point I went ahead and opened another dipute regarding a hard pull, the rep asked if I wanted to be contacted by mail or e-mail with the results, I laughed hysterically and told her to mail it to me and then when it was returned to them maybe THEN they would believe me! 
 
Two weeks later I recieved the results of my dispute, funny thing is, they did not change the address but yet they mailed the results to my correct address, the one they refuse to list!  Go figure!


Message Edited by kiki2 on 01-28-2008 11:06 PM
Message 12 of 16
bott6698
Established Contributor

Re: mispelled names and wrong addresses on my credit report

kiki that is ridiculous I EX sounds retarded
10/11/2017 EQ 640 TU 639 EX 652 12/10/2016 EQ 621 TU 607 EX 626 10/10/16 EQ566 TU591 EX 587
01/31/2008 EX 502 EQ 466 TU 481
3/14/2008 EX 578 EQ 539 TU 543
4/16/2008 EX 622 EQ 532 TU 578
5/19/2008 EX 604 EQ 591 TU 592
1/1/2009 EQ 625 EX 576 TU 569
02/13/2009 EQ 648 EX 617 TU 590
09/28/2009 EQ 568 TU 591
Thanks to all Fico supporters for your encouragement and advice
Message 13 of 16
Anonymous
Not applicable

Re: mispelled names and wrong addresses on my credit report

kiki2, thats crazy. lol. ex can be a pain,but thats just not right..
Message 14 of 16
kiki2
Valued Member

Re: mispelled names and wrong addresses on my credit report

I know!  So why is it that we can see that but the rep (who was obviously still bitter about being passed over for the Employee of the Month award) couldn't?  
 
We have the right to an accurate CR, but at some point "accuracy" became whatever the creditors deemed it to be. 
 
 
 
 
Message 15 of 16
Anonymous
Not applicable

Re: mispelled names and wrong addresses on my credit report

Okay, I know this is an OLD POST. But I just pulled my Experian and found 21 addresses on my CR.

Some even with 472 w/ no street name yet included City/State/ZIP

They even put me down as Type of address: SINGLE FAMILY with my State University Address. How rediculous is this??

They had me down with the same Address # w/ like 8 different apt #.  and 4 address that i NEVER EVER LIVER THERE. urghh.. When it comes to my name.. it's WORSTTT.. Went cross this post while I'm writting a letter to them. TU and Equifax are more accurate.

 

Urghh just saw the last one.. my work address now become my home address too.. WDH..

Message Edited by uptown on 10-01-2008 10:53 PM
Message 16 of 16
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