i have 5 credit cards.
i just received a chase slate card that allows me to see my fico score. i am please with my score, however, they are stating that the total line of credit is 52k and my balance is a little over 15k. (my balances have been paid down so now, 13,500 is more accurate lol)
but for the life of me i cant find out how i have no idea how my limit is 52l?? i checked and checked all my current cards and their limits and the totals dont equal 52k!! its making me nervous and i dont know why....
i know its good to have high credit limits, but im adding all 5 of my credit cards and im coming up to 43,200. i called CHASE and they told me the reports come from experian but i cant seem to get in touch with anybody from experian??
how can i speak to somebody from experian?? everytime i call there are no options to speak to a representative...
Just go pull your annual free credit report and pull an Experian.
You may show more credit with closed accounts or AU?
if everything is positive I'm not sure i would worry but take a look at your report.
i have one college loan and one mortgage on top of my credit cards...im not sure if installment accounts would be factored in. i will check thanks
OP, the hot tip imo for talking to ex is to get a $ 1 trial of cct, call them and they will do a transfer to a US based rep that speaks english and that person will transfer you to a dispute rep that is also english speaking/us based. I had a very nice chat with a gent in costa mesa some time ago, shot the $hit about socal weather and places to eat. then cancel cct.