My husband lost his job in Dec 2006 and has had medical problems. He has had surgery and is now on the mend. He is ready to go back to work. I am trying to start my own business. My son is now starting college in the fall. At the moment we have no income but are desperately working to change that status. We need to apply for a home equity loan or any type of loan to avoid losing our home that we have had for 26 yrs. I have heard about "NO DOCUMENTATION" loans. Does anyone know anything about these loans? Is there anywhere we could get any type of loan with these circumstances? Any suggestions would be greatly appreciated. THANKS!!!!