online credit fixers

[Anonymous]

I recently found out I was late on car payments 30 days past due three times. I was so disappointed and went straight to an online service which says they can repair bad credit. Is this a scam or is there any truth to it? Please help and please give insight.

Thanks, HP

[Tuscani]

Welcome.. Please read the Scoring 101 thread:

http://ficoforums.myfico.com/fico/board/message?board.id=ficoscoring&thread.id=2654

Save your money and DIY

[sl]

Don't waset you money...read the threads hear. You can do it yourself and having your own best interest at heart will most likely get better results.