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personal loans for living

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nkdwpn
New Member

personal loans for living

I hit a rough spot and i got kicked out of a living situation with my parents. I have a pretty good job in hawaii but took it for granted and didn't save. is it possible to get a personal loan or any loan for living? i Dont have perfect credit so...a place that works with this kind of stuff would be great. thanks

Message 1 of 7
6 REPLIES 6
myjourney
Super Contributor

Re: personal loans for living

Welcome to the forum 

It all depends on what's on your CR's 

More info needed to help

Baddie?

Any credit currently car,student loan,CC?

Income?

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 2 of 7
nkdwpn
New Member

Re: personal loans for living

My credit score is 562 and I make $1200 a week....I have student loans and a car  loan I am currently paying on.

Message 3 of 7
myjourney
Super Contributor

Re: personal loans for living


@nkdwpn wrote:

My credit score is 562 and I make $1200 a week....I have student loans and a car  loan I am currently paying on.


You score may make it a little tough for a unsecured personal loan without some form of security..example CD, savings, money market account

Before you app think...
Have you done your research of the CC?
Does it fit your spending?
Do you have a plan for the bonus w/o going into debt?
Can you afford the AF?
Do you know the cards benefits? Is it worth the HP?
Message 4 of 7
sandy124
New Visitor

Re: personal loans for living

This answer to this question depends upon bank so the better is to ask this question to a nearby bank or professional banker. 

Message 5 of 7
dollar_bill
Regular Contributor

Re: personal loans for living

With that kind of credit score I would ask all available family members, friends, close co-workers, and anyone else you think might help you before turning to a bank. If you do get a loan it's going to be a pretty high APR.

 

Just my thoughts. That's what family is for, right?

Message 6 of 7
cocomadd
Regular Contributor

Re: personal loans for living

Dont know how you can hit a rough spot making that kind of money, sorry but if you budget right you may not have to borrow....unless you are trying to rent a place on your own. ....csn you stay eith a friend until you save for a place it should not yske more than 2 months!
Exp/647-Fako
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NEW SCORES
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This is new to me but I will take the 750+ challenge! Goal by May 2014
Message 7 of 7
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