hi everyone, i`ve been reading, replying and learning from of all you. in just a month i have been able to delete over 8 accounts on my credit report. i still have more accounts to work on but im paying them off very fast. i have gotten this results disputing, using GW and resently PFD letters. now, i notice i have not one but, two public records. i know that this are the worse but these to can be worked on. any ideas of how to? any suggestions will be very much appreciated.