I have a very large medical bills from Sept 2014. Since it is so large, I have been paying anywhere from 25-100 dollars a month until I'm able to pay it off. Today, I went to go pay it and it says "no payment needed at this time". When I look at the bill it says "Personal bad debt" and a deduction for the rest of the amount that was due.
Does this mean they sent me to collections?
Thanks.
