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Hi. I had a Chap 7 bankruptcy 13 months ago and it dropped my credit score to 640. I would like to get it back toward the 810 it was prior to my filing. What can I do now that would at least raise it toward 700. I am not working yet so I cannot show any income if getting a secured card is the only option.
Any thoughts on how to get back into the good credit graces I was in for 2+ decades following a Chapter 7?
Thanks for your ideas.
Locking this thread to direct replies to your other post within Rebuilding Your Credit:
http://ficoforums.myfico.com/fico/board/message?board.id=rebuildingcredit&message.id=56664#M56664