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Which website did you get this message? Sounds like FAKO!
rifleman wrote:
I got this message when checking my crdit report:
Having too much available credit can sometimes harm your credit score. Lenders may feel that you have the ability to spend more than you could potentially pay back. You might want to consider closing a few accounts or asking to have your credit limits reduced. Avoid closing too many accounts - especially the oldest accounts on your credit report - because it could harm your credit score. Closing the oldest accounts can damage your score by making the length of your credit use appear shorter.
I don't understand. I assume they mean credit cards. the only two cards on my list are orchard bank and capital one with 500 and 750 limits. I have 3 student loans totally $24,000.
What are they referring to?
@fused111 wrote:Which website did you get this message? Sounds like FAKO!
@Anonymous wrote:
I got this message when checking my crdit report:
Having too much available credit can sometimes harm your credit score. Lenders may feel that you have the ability to spend more than you could potentially pay back. You might want to consider closing a few accounts or asking to have your credit limits reduced. Avoid closing too many accounts - especially the oldest accounts on your credit report - because it could harm your credit score. Closing the oldest accounts can damage your score by making the length of your credit use appear shorter.
I don't understand. I assume they mean credit cards. the only two cards on my list are orchard bank and capital one with 500 and 750 limits. I have 3 student loans totally $24,000.
What are they referring to?