unknown vendor reported me

[Anonymous]

DOFD= date of first delinquency

OC= original creditor

See "common abbreviations" link below.

[Anonymous]

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kkcarroll wrote:

Oh i guess it most likely means date of first deliquency.  DOFD  Anyway it says not on record. 

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Where did you get this information?

[Anonymous]

   in my subscription to the myfico alerts.  you can click on more information.

[Anonymous]

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kkcarroll wrote:
   in my subscription to the myfico alerts.  you can click on more information.

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myFICO reports won't have DOFD.

You need reports directly from the CRA.

[Anonymous]

  I have worked researching all day on the process.  i know who it is now, however, it is over 7 years old.  what do I do if the cra verfified with the creditor and they give the wrong information  i know for a fact that I opened this account aocount in 91 or 92 because it was with tmobile and I have had sprint for over 8 years.  I also know that i never used it and took the phone back within the same day.  If the cra investigates with the creditor and they give them incorrect information how do I fight this?

[Anonymous]

If the DOFD was more than 7 1/2 years ago, then the CA would have had to re-age the debt in order to list it on your report.

Read the re-aging thread and follow the suggestions.