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Read Noah first response above
onmyway3161 wrote:I have a question about CA doing pulls on your credit report. I had a CA that I sent a DV letter to over a couple of weeks ago. They did two hard pulls on my TU yesterday. Are they allowed to do this. I didn't think someone could pull your credit without your permission.
Message Edited by onmyway3161 on 07-12-2007 01:01 PM
onmyway3161 wrote:I have a question about CA doing pulls on your credit report. I had a CA that I sent a DV letter to over a couple of weeks ago. They did two hard pulls on my TU yesterday. Are they allowed to do this. I didn't think someone could pull your credit without your permission.
Noah_Bodie wrote:I guess I should also add that if you're in doubt, and there might be something out there lingering (even if it's really old), it could be the preclude to a COLL on one's CRs.Because they did a soft pull, it's possible they know they are on shaky ground, and they just wanna know if you're currently applying for a home loan so they can squirrel with you. If you seemed to be in the middle of buying a home, and the debt were really old or not yours, then they would have some leverage to try and get a few bucks outta you.There's nothing in the TOS about posting unethical behavior of CAs.
Lori344 wrote:I had a CA (truelogic/debt owned by LVNV) do a hard pull on my TU report 2/07/07....I was inclinded to ignore them until receiving another letter from Resurgent capital Services (still owned by LVNV).