when will this item be removed?

[aot2009]

If I wait until the time alloted for removal when exactly would this item get removed or be in the 7 year term ? I see it was opened in 2000 but I'm not sure which field it's determined on.

SALLIE MAE
Address:  11100 USA PKWY FISHERS, IN 46037 (888) 272-5543  Account Number: ***********....
Address Identification Number: ******************
Status:  Paid,Closed.		Status Details:   This item was verified and updated on Oct 2007.
Date Opened: 10/2000 Reported Since: 12/2000 Date of Status: 05/2006 Last Reported: 05/2006	Type: Installment Terms: 120 Months Monthly Payment: $0 Responsibility: Individual		Credit Limit/Original Amount: $1,750 High Balance: NA Recent Balance: NA Recent Payment: NA
Your Statement:  Y ITEM DISPUTED BY CONSUMER
Account History: 180 days past due as of Nov 2005 150 days past due as of Oct 2005 120 days past due as of Sep 2005 90 days past due as of Aug 2005

[Anonymous]

Was this ever charged off? .. doesn't look it...

[aot2009]

No I opened a loan in 2007 and paid it off with a new loan which I've never been late. I tried to tell Sallie mae at that time I was in forbearance but they just say they had nothing on file, so it's been a battle to get this resolved.

[MarineVietVet]

If it was never CO'd the late payments will drop off 7 years from each individual date of delinquency. Working backwards it looks like the first late payment was in June, 2005 which means they will start dropping off in June, 2012.

From a BK years ago to:
EX - 9/09 pulled by lender 802
EQ - 7/06-663, 3/10-800
TU - 8/10-772
You can do the same thing with hard work