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why is my EX score so low compared to TU and EQ?

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ktl72455
Valued Contributor

why is my EX score so low compared to TU and EQ?

EQ 737 2 collections ( now removed,.. not updated on myfico) 2 inquires.. Navy fed reporting as it should

TU 723 1 collection removed udated.. waiting on 2nd one on myfico) 2 inquires.. NF reporting correct

EX  708.. NF was reported as closed with balance and paid as agreed...  I disupted.. its open and active,,NF agreed.. not updated yet.. 3 inq

NF was a 12,800 balance DUE .. and showed Closed.. so I am wondering if that was really having a neg impact and score should improve once reported correctly? 

Other than NF.. reports match ..

From MI.
12/4/12 TU 589 MyFico ~EQ 579 MyFico ~EX 577(Fako)

Myfico 8 scores
6/12/20 TU 803 ~ EQ 814~ Ex 784
My Wallet: Cap1 3,500K ~FH 2950~Credit One 1750~Credit one #2 1250~Orchard Bank 400 ~NFCU nRewards 18,000~NFCU Cash Rewards 18,500 ~Care Credit 12000~Discover 6000~Lowes 5450~ Amex 5400.00 ~ Harvest King 8000 ~ Langley~Penfed~Service CRU~red stone cru~
UTL 17%
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1 REPLY 1
Physh1
Frequent Contributor

Re: why is my EX score so low compared to TU and EQ?

I don't see that score spread to be any concern at all. 29 point spread over all 3 bureaus is pretty darn good IMHO.

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