Online lenders are fine. However, they still underwriting standards like brink & mortar banks/CUs. If you get a FHA loan, you'll still have to meet the same requirements regardless of the lender.
Will $80K be your salary in WI?
I’ve been with the same company for eight years.
My last question, my spouse’s 10 year old charge offs that disappeared 3 years ago shouldn’t pop back up should they? I’ve read people app for mortgages and old debts reappear. He has his old reports from way back when they reported to show the time that they were scheduled to fall off (which they did). I’ve just read about CA trying to black mail you into paying to get a mortgage.
If anything changes in your CR once you have applied for the mortgage, don't do anything before discussing with your LO. They will guide you in the correct direction.