@StartingOver10 wrote:That sounds like a reasonable counteroffer that the seller should pay close attention to IMO.
BTW, when I have run into a situation where the property looks like it won't appraise (and the buyer is my client, not the seller). We will offer the higher price knowing that FHA/VA loans require the sales contract price to match the appraised value (or for the buyer to bring in extra funds or for the seller to drop the price to the appraised value or some combo in between). With my buyers that don't have the extra funds, I make that abundantly clear at the outset with the other agent that the appraisal is the key and routinely, even today, have the seller drop the price to the appraised value. This works well when the property has been on the market a while (60+ days). It doesn't work for a property that is new on the market generally.
Sometimes the seller just wants to see that official third party appraisal to know that they actually received market value before they will adjust the contract price downward.
Oh my gosh, these sellers have been the biggest pain to deal with! They take FOREVER to respond and are not budging on anything. I guess they have another offer as well so they ignored our contract deadline and said, "we will let you know tomorrow." I wouldn't have a problem paying for the appraisal IF I thought these sellers would come down to appraised value for sales price. I am hoping that like you said, just seeing the appraised value will get them to move 
House has been on the market for 32 days. Unfortunately houses in my area sell within a couple days and usually have multiple offers to choose from. By the way, I thought they said buying a home was supposed to be fun 
Thank you for the kind words, I appreciate it
@StartingOver10 wrote:
@Scupra wrote:
@panda11 wrote:Scupra
Congrats and good luck with the purchase of the house, can you post the differences in your mortgage ficos versus your 2008 ficos? I conmentted before that you 2008 ficos are excellent for only being 3 yrs post discharge.
Mortgage Scores:
EX - 729
TU - 718
EQ - 711
08 FICO's:
EX - 723
TU - 724
EQ - 720
Fabulous rebuild. Congratulations!
EXCELLENT!!!!! Im so proud of you Scupra!!! Id be a lot closer to those sores if I didnt have 80+ inquires, and added like 50 new accts over the last 2 yrs, LMAO!!! I REGRET NOTHING!!! lol 
Way cool scores!
Ok, we got sick of waiting for a response from the sellers. They had a deadline of the 18th at 10:00 PM... We found the exact same layout in another neighborhood and decided to put an offer in last night. Offer was full list at $205,000, seller leaves appliances/W&D and seller pays fee's. Just heard back from my realtor and it looks like they are going to accept!!! Will update when I hear more
@Scupra wrote:Ok, we got sick of waiting for a response from the sellers. They had a deadline of the 18th at 10:00 PM... We found the exact same layout in another neighborhood and decided to put an offer in last night. Offer was full list at $205,000, seller leaves appliances/W&D and seller pays fee's. Just heard back from my realtor and it looks like they are going to accept!!! Will update when I hear more
Fingers crossed for you - and sadly - I had an "I hope Karma kicks the other sellers in the butt for taking too long" moment.
I wish you all the best!
@Anonymous wrote:
@Scupra wrote:Ok, we got sick of waiting for a response from the sellers. They had a deadline of the 18th at 10:00 PM... We found the exact same layout in another neighborhood and decided to put an offer in last night. Offer was full list at $205,000, seller leaves appliances/W&D and seller pays fee's. Just heard back from my realtor and it looks like they are going to accept!!! Will update when I hear more
Fingers crossed for you - and sadly - I had an "I hope Karma kicks the other sellers in the butt for taking too long" moment.
I wish you all the best!
Oh, I am right there with you!! Really hope the rest of this process runs smoothly Thank you!