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3 Years Post BK - FHA Loan

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JMMD
Frequent Contributor

Re: 3 Years Post BK - FHA Loan

Congratulations! I am so thrilled for you alll! We are post BK too (dc 2012) and hoping to buy come March. You are an encourargement!! 

Message 41 of 72
Scupra
Super Contributor

Re: 3 Years Post BK - FHA Loan


@JMMD wrote:

Congratulations! I am so thrilled for you alll! We are post BK too (dc 2012) and hoping to buy come March. You are an encourargement!! 


Awesome! Good luck finding a home and obtaining a mortgage.

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 42 of 72
pizza1
Community Leader
Super Contributor

Re: 3 Years Post BK - FHA Loan

Hey Scup....

Whats the word? Any updates at all??
Message 43 of 72
Scupra
Super Contributor

Re: 3 Years Post BK - FHA Loan

Just got the appraisal back this morning. Appraised for sales price so we are ok there! Should be submitting to underwriting tomorrow Smiley Very Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 44 of 72
Scupra
Super Contributor

Re: 3 Years Post BK - FHA Loan

Our loan is being submitted to underwriting in the morning with a rush on it!!!!!!!
Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 45 of 72
pizza1
Community Leader
Super Contributor

Re: 3 Years Post BK - FHA Loan


@Scupra wrote:
Our loan is being submitted to underwriting in the morning with a rush on it!!!!!!!

excellent!!   good news, much luck to you!

Message 46 of 72
Chilli
Established Contributor

Re: 3 Years Post BK - FHA Loan

You are almost there! So happy for you and your fam!

Message 47 of 72
Scupra
Super Contributor

Re: 3 Years Post BK - FHA Loan

Thank you!!! Very excited now Smiley Happy

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 48 of 72
Deltadog03
Established Contributor

Re: 3 Years Post BK - FHA Loan

Dude...this is so awesome!  Fingers and toes crossed it happens quickly!

EQ8: 646 EQ5: 652 V3.0: 665 **8/2015
TU8: 635 TU4: 700 V3.0 :663 **8/2015
EX8: 636 EX3: 670 V3.0: ? **8/2015
CCD Util 35%

Message 49 of 72
Scupra
Super Contributor

Re: 3 Years Post BK - FHA Loan


@Deltadog03 wrote:

Dude...this is so awesome!  Fingers and toes crossed it happens quickly!


Thanks man, you know I will keep you posted!

Filed BK7: 7/2012 (start score EQ 560 / TU 529) Discharge 10/2012
801 EQ FICO 06/2022
797 TU FICO 04/2022
793 EX FICO 04/2022
$30k NFCU Platinum | $30.7k NFCU cashRewards Sig | $15k NavChek | $7.1k Cap1 Quicksilver | $10k Amazon Store | $19k Cap1 VentureOne | $16k Barclay Aviator | $5k Chase Freedom | $5k Chase Sapphire Preferred | $9k Costco Visa | $20k AMEX BCE | AMEX Gold | NFCU Platinum #2 $19.3k | Apple $8.5k
Message 50 of 72
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