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Hello,
Has anyone here done a 3% down conventional loan within the past year or so? Does anyone know of any lenders that do 3% down conventional loans? Please PM me or post below. Thank you.
NACA does 0% down conventional...
I don't qualify for NACA due to the price of the home being above max limit in my area.
I'm looking for a 3% down conventional because I'm going to pay off my car note to lower my DTI, and that will cut into my savings for the downpayment.
@JM-AM wrote:
Personally I dont see the benefit of going Conv with 3% down.
Rates are higher going Conv. and you still paying PMI.
The rate alone probably cost you 25-75 a month for the duration of the loan.
What % point would you say is more beneficial with with a conventional?
Who is NACA?