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4.25 locked- what's yours? Good or Bad?

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Anonymous
Not applicable

Re: 4.25 locked- what's yours? Good or Bad?

4.125 % locked in 30 year conventional with 20% down. Gift of equity. Mid score was 678. I was gonna be happy with anything under 4.5% because of credit history so went ahead and locked when they offered it.
Message 11 of 25
Agent86
New Contributor

Re: 4.25 locked- what's yours? Good or Bad?

Sounds like a good deal to me based on score. Good job!

Citi Platinum Dividend $34,600 line, 14.2%%
Bank of America Platinum Rewards, $85,000 line, 13.99%
Discover It $50,000 line, 20.9%
Amex Blue Cash Preferred $18,000 line, 9.99%
Capital One Venture One, $8,500 line, 20.9%
Amex Hilton Honors $25,000 line, 17.24%

Amex Delta Platinum, 20,000 line, 22.99%
Belk store card, $124 line, 15%, $0 balance on all cards
Message 12 of 25
Anonymous
Not applicable

Re: 4.25 locked- what's yours? Good or Bad?

3.85% FHA 30 years; 3.5% down..631 lower mid
credit score
Message 13 of 25
nuggets321
Frequent Contributor

Re: 4.25 locked- what's yours? Good or Bad?

 

3.875 USDA Guaranteed Loan. Lowest score EXP 692 High transunon 721 Mid Equifax 697....

TU-721 (MortgagePull) EQ- 697(MortgagePull ) EXP 693(MortgagePull) FWEB 24,2015
My Wallet : Dicover More 35,500 CL -Amex Zync NPSL -WellsFargoRewards4800 - -CapOne 3000CL -GEMBWalMart 5000CL - Zales 4000CL-Kays 2900--Macys 5000CL /SSFCU 5000CL / CitiBank Diamond Pref 15000CL - CHASE Freedom 13500CL -Lowes 10,000 CL - BBuyStoreCard 10,000CL Sears Store Card (Citi) 3000 - Firestone CFNB 1400 Toyota Financial $35,000 Auto -2200DiscountTire(GECRB) Citi TY Preferred 8100CL - Chase Slate$4000-BofA15000-ToyotaRewardsVisa$10,700 -BofA$8500 AMEX BCE 9,500
Message 14 of 25
Ups77
Regular Contributor

Re: 4.25 locked- what's yours? Good or Bad?

3.25 va loan 400,000.

Message 15 of 25
Anonymous
Not applicable

Re: 4.25 locked- what's yours? Good or Bad?

3.25 VA loan,  $123,686

Message 16 of 25
Neebee
New Member

Re: 4.25 locked- what's yours? Good or Bad?

3.875% FHA 30 years; 3.5% down; 307,000 - new construction

Message 17 of 25
Jon123
Valued Member

Re: 4.25 locked- what's yours? Good or Bad?

%3.625  30 year fixed. 

 

American Express-NPSL-Home Depot-$10,000 Venture-$10,000 Discover-$14,500-Quicksilver$3,000(2)Quick Silver$2,750 (1)Capital One$1,750-(1)Barclay-$3,000-(2)Barclay-$2000-(3) $5000-Old Navy-$800-PayPal-$361-Target-$300 Authorized User--Discover-$4,000-Capital One-$3,250 Best Buy-$4,000-Barclay-$2,000 {Starting scores 550,562,565, Current Scores 683,695,702 }Mortgage score-695(credit Union Source) Goal-over 700 for all scores
Message 18 of 25
Anonymous
Not applicable

Re: 4.25 locked- what's yours? Good or Bad?

We built & closed at the end of 2011.  Got 4%.  Now wanting to put in a pool & maybe get a better rate?   It also depends on where you live.

Message 19 of 25
mynameainttracy
Established Contributor

Re: 4.25 locked- what's yours? Good or Bad?

3.375% VA $350k. Locked rate back in January and I think we could have gotten a 3.25 if we had rolled the dice. We are happy knowing we will likely never have to refi. We believe we will be in this home for a looooong time.
Message 20 of 25
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