I think everyone needs to understand the Cares act was rushed through if in Forbearance they address that the consumer had to be reported current. However, they did not address AW Remarks, that will say in Forbearance, deferred or whatever language they creditor chooses to use. They also did not address that any consumer that asks for forbearance by former rules do not allow a consumer that has asked for forbearance to get a new mortgage or refinance for one year... rules similar to rules for bankruptcy. The reason you need to fight to get these remarks off your report if you have not requested forbearance or deference... if you have inquired about forbearance but just kept paying normal and on time please check and fight like hell to get the comments removed. If you did request and also have not paid and are in actual forbearance... well then you are going to need to wait until this is all figured out with the Cares Act and other regulations. Some lenders have literally just put the the remark as we see it what they call AW Code... on every one of the consumer's reports and that folks is not right at all.
