Ok I am about to apply through cap one for an auto loan
my tu hasnt fully raised! ahh!! its 677 still has 2500 revolving to come off
eq is 686, and experian is 743
I think trans will raise to 695-710
so will it be any different of an auto loan rate?
also does it help at all that I have had 2 loans with cap. 1, ? one which I paid off to get t his car, but I paid on it for 15 months perfect, and my other I have made 3 payemnts on.. I will never miss a payemnt or anything..
what do you think? I have about 21 accounts on my report. i dont guess I can get turned down by a freak thing? it is for 42k my income is $75 a year
Sorry I'm not a car loan expert, but I do know that when I applied at US Bank I could've qualified for top tier rates if I had a previous car loan before... but since it was my first one, I got the 2nd best rates offered at the time. Score was in the low 700's.
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