Account funding (Down payment)deadline?

[Eric958]

I may be confusing myself ,BUT.. I'm preparing for a mortgage hopefully end of 2023. My question is about funding my down payment account. How many months prior do I have to have it in my account to be considered seasoned? or how far back will the LO want to see as far as my bank statements. Thanks

[Mortgage-Specialist]

The LO will only be asking for the most recent 2 months of bank statements.Your  prir transactions will not be seen

[MortgageMama]

Ditto - Two months bank statements is all you need. Just make sure that neither show any large deposits. Basically, the statements should show balances with reasonable deposits consistent with your income.

[Eric958]

Thank you for your replies!