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Hello,
If I were to add my name as a co-borrower onto a loan that is currently under foreclosure- will the previous "baddies" and late payments show up on my credit report when the tradeline appears for me?
This is for my spouse, in a home that we live in. The terms were better and mortgage lowered with my info added in.
I was just curious before signing the official papers, if anyone has an idea of how the loan modification will appear on my credit report.
Thanks