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I am scheduled for closing in two weeks but I need a cell phone now. Will it hurt me to get a new contract before closing?
@Readyforchange wrote:I am scheduled for closing in two weeks but I need a cell phone now. Will it hurt me to get a new contract before closing?
Are you renewing an existing contract ? Or getting a contract with a provider that you haven't done any previous business with ? If you are talking about the latter situation then it could result in a hard pull, which might drop your FICO score by a few points.
see if you can buy a cell phone outright with the same carrier from a local bargain site, but do not sign another contract before you close.