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Am I close to being able to refi?

Established Member

Am I close to being able to refi?

Been in our home for almost 9 years.  Right now we owe 240k on a home valued prob about 275k Our scores arent great but improving. I am low 600's 640 highest FICO and my wife is high 500/low 600. No major debt or COs . I wasn't sure if the fact that we had some equity would help our chances. I want to refin because our rate is set to go up in a year 1 point. No cash out just a straight refi.  - TIA

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Valued Contributor

Re: Am I close to being able to refi?

Please start by checking this post and letting us know the information about your situation. We will help you out!

Mortgage Loan Officer licensed in CA & AZ

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