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Am I close to being able to refi?

FeltS32
Established Member

Am I close to being able to refi?

Been in our home for almost 9 years.  Right now we owe 240k on a home valued prob about 275k Our scores arent great but improving. I am low 600's 640 highest FICO and my wife is high 500/low 600. No major debt or COs . I wasn't sure if the fact that we had some equity would help our chances. I want to refin because our rate is set to go up in a year 1 point. No cash out just a straight refi.  - TIA

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dpeezy
Valued Contributor

Re: Am I close to being able to refi?

Please start by checking this post and letting us know the information about your situation. We will help you out!

 

http://ficoforums.myfico.com/t5/Mortgage-Loans/Do-I-qualify-for-a-mortgage-Info-that-is-needed/td-p/...

Mortgage Loan Officer licensed in CA & AZ


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