I received conditions during my loan commitment/Conditional approval. I submitted all of the documents and loan processor said that my file was officially sent to underwriting a week ago and I should hear back within 2-3 business days additional conditions. Well, it’s been 6 business days and I didn’t hear anything back from my LO at all. I’ve sent an email to the processor asking for an update but didn’t receive anything however, I later received this email. Which I assume is an automated response, but seeing the words “closing department” is getting me excited! Please tell me, am I in the clear? Or is it just a courtesy email.
“Congratulations! Your loan has been approved. My team will follow up with you shortly for any outstanding items and/or conditions needed so we can move your loan to the Closing Department.”
I’m getting antsy lol