No credit card required
Browse credit cards from a variety of issuers to see if there's a better card for you.
We seem to know cut off points for CL ratios to achieve a better FICO score. For example 30%, 25%, 9%, 7%. I know they exist, but not approximate numbers. We're advised that when we refinance, we'll get a hit, because we'll be 100% of the principal instead of 60-80%. 70
Does anyone have an idea of the cut off point for Mortages 80%, 70%, 50% etc? I'm hoping along the lines of 80%, 75%, 60%, 50%, 30%. Please chime in.
There is none. The balance to limit ratio only impacts revolving accounts as far as I am aware.