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Anyone know of lenders that use FICO 8 scores?

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Established Member

Anyone know of lenders that use FICO 8 scores?

My FICO 8 mid score is 624, but my FICO 4,5,2 mid score is only 603. So, I’m thinking I would benefit more from a lender that uses FICO 8. Any suggestions of ones that do? Or are there any?
19 REPLIES 19
Valued Contributor

Re: Anyone know of lenders that use FICO 8 scores?

For mortgage lending? None Smiley Sad
Message 2 of 20
Established Member

Re: Anyone know of lenders that use FICO 8 scores?

Sigh, I was afraid of that.
Message 3 of 20
New Contributor

Re: Anyone know of lenders that use FICO 8 scores?

That’s not true, if your attempting to get a construction loan some local banks treat that as a consumer loan and use FICO 8 scores instead of mortgage scores.
Message 4 of 20
Established Member

Re: Anyone know of lenders that use FICO 8 scores?

Is a construction loan used only if you want to fix up a property?
Message 5 of 20
New Contributor

Re: Anyone know of lenders that use FICO 8 scores?

Yes or building from the ground up.
Message 6 of 20
Valued Contributor

Re: Anyone know of lenders that use FICO 8 scores?

FICO 8 is not for long term Mortgage Financing.
Message 7 of 20

Re: Anyone know of lenders that use FICO 8 scores?

Iberia bank, tjc mortgage but in alabama
Message 8 of 20
Established Contributor

Re: Anyone know of lenders that use FICO 8 scores?

Look for your mortgage scores from here

Mortgage Loan Officer in Greater Chicago Area plus 49 states
Message 9 of 20
New Member

Re: Anyone know of lenders that use FICO 8 scores?

Not sure where you are located.  However my Leander McLean Mortgage uses FICO 8 in Virignia.  I'm closing Monday and all they used was my FICO 8.

Message 10 of 20
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