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Anyone leased out their current home in order to qualify for a new home loan?

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webhopper
Moderator Emeritus

Re: Anyone leased out their current home in order to qualify for a new home loan?

Thanks for the help!  The lender is going to send my file to underwriting to get it underwritten before issuing the pre-approval, they don't normally do that but because they don't deal with too many files of someone in Chapter 13 they want to be sure they haven't missed something, but they do feel good about my file so that is a plus.   I sent the guy a message last week on thursday and received an auto reply that he was out of the office until today.  I'm hopeful that it doesn't take too long and that there isn't a lot of additional info that he needs that I haven't already provided. 

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 11 of 12
webhopper
Moderator Emeritus

Re: Anyone leased out their current home in order to qualify for a new home loan?

@VALoanMaster 

 

Do you mind if I write a LOE for the bankruptcy and get your opinion on whether its "too much info" or worded ok?

FICO 9:
Filed Chapter 13 on 6/1/2017 after job loss. Discharged 6/1/2022.

Goal: Gardening!


Message 12 of 12
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