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I still have about 18 months before we want to buy a home, but i'm getting my ducks in a row! Is there any online calculator for my mortgage monthly payments that you would consider fairly accurate? It seems that every calculator I run comes up with such huge swings!! I know my tax rate in the area, going on a 5% interest rate...better to be high than low!
Any ideas?
If you're going FHA - this one seems to be pretty detailed & accurate: http://www.fhahomeloanmortgage.com/calculators/fha_mortgage_calculator.shtml
This one is awesome for FHA loans, and estimated my payment accurately down to the penny! They have calculators for all types of loans however.
http://www.anytimeestimate.com/FHA/fha-mortgage-insurance-calculator.htm
go to MGIC.com and go to rates > MI compare.
you'll need to enter stuff like property tax, HOA, insurance to get an exact quote with interest rate for your score and downpayment
I go to bankrate dot com. They have a wide range of calculators. I use the one for an ARM loan - and it's VERY accuate.
@IOBA wrote:I go to bankrate dot com. They have a wide range of calculators. I use the one for an ARM loan - and it's VERY accuate.
^^^yep, me too.
@StartingOver10 wrote:
@IOBA wrote:I go to bankrate dot com. They have a wide range of calculators. I use the one for an ARM loan - and it's VERY accuate.
^^^yep, me too.
^^^ me three.
Im interested in knowing which ones are not accurate.