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Long story short, I sat here for a week waitng for the UW to review my file again and noticed today that they removed one condition and approved another. However while the last condition was still open I decided to look at what I sent them as it was to source a deposit. And wouldn't you know it I didn't send the UW my letter I wrote, just the two bank statements that show where the money came from and where it went.
ARGH!
So of course I called my Processor and left a message. So pissed. I sat for a week with no movement and when I finally go get movement I forget something which may end up costing me more time. Worse off my Processor didn't even tell me it was missing or anything. I thought that's what the Processor was there for ;(
Crap! I hope the UW can put them together vs sending the file back!
Uh, ok. Is it an issue? If not just keep moving forward.
It's not an issue but it definitely put a delay on the loan process as now I had to get put back into Underwriting and we won't get an answer / update until 4/23 at the latest. Just want to make sure I do everything in my power to get the lender what they need to fund the loan. I have a hard time believing they can get it funded in 3-4 days, as settlement is 4/29 and has been since Feb.
It depends on your lender, but most loans will fund the at the time of settlement. Did they say that they typically fund 2-3 days before settlement? You still have a week and one day so I wouldn't worry about it.