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Auto Loan: Refinance or Balance transfer?

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Anonymous
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Auto Loan: Refinance or Balance transfer?

I have 2004 Mazda3. Love it. Have $8700 left to pay at 10.69%. My credit score is 721ex. My question is should I give it a try and refinance or pay it off with my AMEX card and transfer the balance to my Discover card which offers 0.00% for life on balance transfers (with 3 purchase on that card per month). Thank you
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