Will obtaining my CBIS (Home Insurance Score) through LexisNexis initiate a Hard Inquiry on my FICO report?
No, getting your score(s) from LexisNexis will not result in a hard inquiry.
Their Auto and Home insurance scores are primarily based on data from your Equifax credit report. A request for score will generate a soft inquiry - on your EQ report only. I have obtained my LN CBIS Auto and Home scores yearly for the past 3 years. Never anything but a soft inquiry and only on EQ..
Note: If you are a member at Credit Karma you can get free Home and Auto insurance scores through the below link after logging in:
The score NOT highlighted in blue is the one being displayed. Click on the the one with the blue background to toggle to that score