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CBIS Home Insurance Score - LexisNexis

Thunderseven
Regular Contributor

CBIS Home Insurance Score - LexisNexis

Will obtaining my CBIS (Home Insurance Score) through LexisNexis initiate a Hard Inquiry on my FICO report?

Thunderseven.....TU-8 751 (3/21/2019) EQ-8 747 (3/21/2019) EX-8 746 (3/21/2019) I don't ask for much,The truth will do just fine....
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Thomas_Thumb
Senior Contributor

Re: CBIS Home Insurance Score - LexisNexis

No, getting your score(s) from LexisNexis will not result in a hard inquiry.

 

Their Auto and Home insurance scores are primarily based on data from your Equifax credit report. A request for score will generate a soft inquiry - on your EQ report only. I have obtained my LN CBIS Auto and Home scores yearly for the past 3 years. Never anything but a soft inquiry and only on EQ..

 

LN CBIS.jpg

 

Note: If you are a member at Credit Karma you can get free Home and Auto insurance scores through the below link after logging in:

 

https://www.creditkarma.com/auth/logon#home

 

The score NOT highlighted in blue is the one being displayed. Click on the the one with the blue background to toggle to that score

 

CK CBIS display.jpg

 

Fico 9: .......EQ 850 TU 850 EX 850
Fico 8: .......EQ 850 TU 850 EX 850
Fico 4 .....:. EQ 809 TU 823 EX 830 EX Fico 98: 842
Fico 8 BC:. EQ 892 TU 900 EX 900
Fico 8 AU:. EQ 887 TU 897 EX 899
Fico 4 BC:. EQ 826 TU 858, EX Fico 98 BC: 870
Fico 4 AU:. EQ 831 TU 872, EX Fico 98 AU: 861
VS 3.0:...... EQ 835 TU 835 EX 835
CBIS: ........EQ LN Auto 940 EQ LN Home 870 TU Auto 902 TU Home 950
Message 2 of 3
Thunderseven
Regular Contributor

Re: CBIS Home Insurance Score - LexisNexis

Thanks Tom.......

Thunderseven.....TU-8 751 (3/21/2019) EQ-8 747 (3/21/2019) EX-8 746 (3/21/2019) I don't ask for much,The truth will do just fine....
Message 3 of 3
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