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CLOSED -- Clueless but I would like to buy a home - USDA Direct

Frequent Contributor

Re: Clueless but I would like to buy a home

Congratulations!!! Thanks for sharing your story and enjoy your new home!

CH7 BK Discharged 10/16
Oct/Nov 2016: EQ 632 TU 532 EX 573
Feb 2017: EQ 695 TU 673 EX 670
March 2017 EQ 702 TU 676 EX 673
April 2017 EX 683 (TU & EQ unknown)
May 2017 EQ 695 TU 685 EX 693
Feb 2018 EQ 704 TU 687 EX 694

9/24/20: 4 years from discharge FICO 8: EQ 751 EX 765 TU 766 FICO 9 EQ 814 EX 804 TU 821
Message 121 of 122
Valued Member

Re: Clueless but I would like to buy a home

Absolutely thrilled for you!  Wonderful to see yourself and your child's dream come true!


     The end of July marks 4 happy years of my own journey with the USDA Rural Direct 

program resulting in home ownership.  I had so many nail biting twists and turns, it

was incredibly harrowing at times.  I used the listing agent as my realtor, she was glad

to see closing as much as I was and just as happy to be done with me.  


     In my case, I live on a small lake with lush trees and lots of wildlife.  This morning, 

I noticed the ceiling fan wobbling and making a lob, lob, lob and thunk, thunk sound.

Then something brown came out, it looked like a hand without fingers.  It was a 

snake!  It fell down to the floor, and I casually picked it up with a dust bin and a broom.

Relocated the skinny little thing outside.  I live in snake country, so I have learned how

to identify and it was not poisonous.  I thought it was cute.  I told my boyfriend.  He is

completely freaked out, and thinks I may have a snake infestation in my attic so we 

will have to inspect and find out.  


     The joys of home ownership, ugh.  I am still eternally grateful.  Good luck, and I 

hope I did not scare anyone.  

Message 122 of 122
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